India's Fastest UPI Payment Tool

Accept UPI Payments
At Just ₹0/Month

Instant direct bank settlements, 0% gateway charges, dynamic intent QR, and automated webhook reconciliation. Everything your business needs — without the high cost.

AK SR MV RJ

Trusted by 10,000+ merchants across India

Payment Received
Bank: ₹12,450
Good Morning
Merchant Store
AP
Today's Earnings
₹54,380
+23%
QR Pay
Account
Settings
Reports
Recent UPI Orders
Order #8821
Just now · GPay
+₹1,499
Retail Sale
3 min · PhonePe
+₹3,200
Direct Transfer
Today · Paytm
+₹450

Works with all major Indian UPI apps

Features

Packed with Everything
You Need

From automated instant settlements to cashier management — AltPay has every tool your business needs to automate payments and eliminate gateway fees.

Instant Settlements

Payments land directly in your own merchant bank account within seconds. No 24-48 hour settlement delays or intermediary escrow holds.

Zero Delays

0% Gateway Fees

Never give away 2% to 3% plus GST on your hard-earned revenue. AltPay is a software automation tool: keep 100% of every sale.

Save Lakhs

Dynamic Intent QR

Order-specific QR codes generated with exact amounts to prevent over/underpayments. Customers scan and your order marks paid instantly.

Auto Reconcile

Instant Bot Alerts

Connect our Telegram notification bot to receive real-time push alerts on your phone the millisecond a customer sends money.

Real-Time

Multi-App Load Balancing

Link PhonePe, GPay, Paytm, and BharatPe simultaneously. Distribute payments across accounts to avoid bank transaction limits.

High Volume Ready

REST API & SDKs

Simple 5-minute integration with PHP, Node.js, Python, or WooCommerce. Includes signature verification and automated webhook retries.

Developer Friendly
100% Direct to Bank

Instant Direct Payouts

Because payments are sent directly to your linked UPI IDs, funds arrive in your bank account instantly without middleman delays.

Automated Settlement Rate 99.98%
Real-time webhook callback ⚡ < 1.8s
Simple Integration

Developer-First REST API

Integrate our endpoints with any website or mobile application. Receive secure cryptographic webhook events for automated order fulfillment.

POST /api/create-order
{ "amount": "499", "order_id": "ORD_101" }
→ 200 OK: { "status": "SUCCESS", "qr": "upi://pay..." }
Simple Process

How AltPay Works

Three simple steps to start automating your UPI payments today.

1

Create Your Account

Sign up in under 60 seconds. No lengthy KYC or bank verification delays required.

2

Connect Cashier Apps

Link your existing PhonePe, GPay, Paytm, or BharatPe merchant accounts easily.

3

Start Collecting

Show dynamic QR codes to customers, get instant notifications, and keep 100% of your earnings.

₹100Cr+
Transactions Automated
10,000+
Active Indian Merchants
99.98%
System Uptime
0%
Gateway Commissions
FAQ

Frequently Asked Questions

Everything you need to know about our automated UPI payment tool.

Is AltPay a payment gateway or an automation tool?
AltPay is a payment automation tool, not a traditional payment gateway. We never touch, hold, or escrow your money. Payments go straight from your customer's UPI app directly into your own bank account.
Are there any per-transaction commissions?
No! You pay 0% per transaction. You keep 100% of your sales revenue.
How fast do I get the money in my bank?
Immediately. Because the customer transfers money directly to your linked merchant UPI handle, it credits your bank account in real-time.
Can I integrate this with WooCommerce or PHP?
Yes! We have pre-built plugins for WooCommerce, ready-made checkout PayLinks, and clean REST APIs for PHP, Node.js, and Python.

Start Accepting UPI Payments
At ₹0/Month Today

Join thousands of smart businesses across India saving lakhs in payment gateway fees every month.